Car Loan / Auto Leasing Without First Deposit up to 25,000 EUR
When you receive a car leasing offer, you can choose a vehicle at any recognized dealer in Latvia. This means that you have a lot of choices and are free to choose the right vehicle for you.
We carefully inspect our dealers to protect you, our customer, from any problems that may arise in the future. By choosing a car (or minibus, trailer or even a trailer for transportation) from a recognized dealer, you will buy a good vehicle that will be worth the money invested.
Dealers often offer their own funding packages, but they mostly only work with a few lenders while our partners include 18 lenders. This allows us to find the best loan option according to your circumstances. Whether your credit history is bad or excellent (or somewhere in between!), Our lenders will be able to offer customized financial services that fit your situation. We can also help customers who have previously received a loan denial – at the dealer or elsewhere.
Why choose car leasing or car loan?
If you have a bad credit history or have received a car leasing refusal, the good news is that we may be able to help you. Several of our lenders specialize in helping people with bad credit history get car leasing.
Of course, car financing is not guaranteed, everything depends on the particular circumstances – your age, employment status, income and the required credit amount, as well as your credit history.
When applying for car leasing, you need regular basic income. Your type of employment may vary, for example, if you are a self-employed, part-time worker or agency worker.
We can offer car leasing without first deposit, but if you can make a first deposit or a partial guarantee, you can use it to reduce the total amount of your loan (reducing your monthly payments accordingly). Even if you have received a refusal to fund your vehicle elsewhere (such as a bank, a car dealer, or even another lender), we work with lenders specializing in people with bad credit history, as we may be able to help you.
However, remember that repayment of your loan is still your responsibility and if you do not do so, it will adversely affect your credit rating and make it more difficult for you to borrow in the future.